Ideal4Finance

Spread the cost with Ideal4Finance

Ideal4Finance are established credit brokers who help thousands of people secure finance for their purchases, so you can spread the cost of your project with monthly payments.

Key points

  • 0% APR options over 3, 6, 12 or 24 months
  • Longer terms up to 120 months
  • Apply online at any time, with quick decisions
  • Uses only reputable lenders and is Trustpilot-rated 'Excellent'

How it works

Apply online whenever suits you. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period. A deposit might be payable, and we will agree this before you begin your application.

Your finance options

The following options are available, always subject to the lender's assessment:

0% APR finance

over 3, 6, 12 or 24 months

11.9% APR finance

over 36, 48 or 60 months

10.9% APR finance

over 120 months

Representative example

Here is a representative example of a £5,000 purchase made over 5 years with a 25% deposit:

Purchase price£5,000
Deposit amount (25%)£1,250
Total credit£3,750
Loan term60 months
APR11.9% (fixed)
Monthly repayment£83.23
Total repayable£4,993.64
Total cost£6,243.64

Calculate your repayments

Enter a purchase price to see estimated monthly repayments across the available options.

Loan term

Enter a purchase price and select a loan term to see your estimated repayments.

This calculator provides a guide only. The exact amounts will be confirmed during the application process, subject to status and lender assessment.

There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.

If you need support with your application, call Ideal4Finance (Mon to Fri, 9am to 5pm). 020 3617 4647

Greentek Energy Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.

Also available: finance with Phoenix Financial Consultants · compare both